Rooting for the Underdog

It would be easy to dismiss top stocks to buy as a whole right now - many investors are. But there are some small, overlooked stocks that are making in-the-know investors ridiculously wealthy...and you could join their ranks.

In the report below, you'll discover a scientifically proven way of finding these underdog stocks, while no one else is looking. We urge you to read on, and make huge gains before it's too late.

My groundbreaking CXS portfolio is stuffed right now with penny stocks that are poised for huge moves! Here's a sample of the kinds of stocks I'm talking about:

In December 2008, I recommended to my readers a firm that is leading the way in a cutting-edge Internet technology. This company has just 80 employees and its technology is being used by major companies, governments, and universities. Its clients are projected to one day include some of the most powerful Internet providers in the world.

Wall Street analysts are finally starting to take notice of this revolutionary company — but guess what — they're already too late!

Investors who are already on board with this stock are in line to see enormous returns, maybe even within the next few months! Just like that. And these smart, early investors are going to be around for the profit ride on this stock for a long, long time. The sky is literally the limit.

Does that sound exciting?

I hope so, because in this for-your-eyes-only report, I'm going to show you how you can turn $200 investments into potentially enough to retire on by following my extraordinary, proven CXS Money-Multiplier Strategy. You'll read about one example in which $200 grew to $1 million. In this Special Issue, you'll also discover:

How to prove my strategy works on paper first. Don't risk a single cent!

A theoretical case that literally turns $200 into $1.2 million.

How penny stock fortunes can be made

Why you DON'T need any experience to invest in these stocks

And MUCH, MUCH more!

You see, investors often approach penny stocks with a "shotgun" philosophy. They throw a ton of money at a bunch of stocks, and hope for the best. No one out there is really doing serious research on top penny stocks. Why? Because it's too hard for most analysts. The CXS Money-Multiplier Strategy cures that problem — and could put profits in your pocket!

But I must warn you, this offer I'm making today may NOT be repeated. Please read it very carefully and act as soon as possible.

From 7 Cents to $9.60 a Share. The Amazing Story of the Millionaire-Maker Stock That Turned $500  Into $68,571.43

Few people had ever heard of a company called Integrated BioPharma Inc. (INB:AMEX). It literally went from 7 cents a share to $9.60. This turns every $500 into $68,571, $1,000 into $137,142, and $5,000 into $685,714. These astonishing profits were available to anyone lucky enough to have picked up the stock at 7 cents a share. Very few people knew about it, because Wall Street would rather keep stocks like these a secret so the insiders can grab all the profits.

A Story Stock That You Get in and out of Quickly

INB is what we call a "story stock." That means it's NOT a long-term investment. What you want to do is get in as early as possible and watch the company like a hawk. That's because investors become too enthusiastic about the company's story and begin bidding the price up, up, up — far beyond what it's really worth when you look at its income statement and balance sheet.

These unique situations have the potential to produce enormous gains. The real secret is to get out before the public changes its perception that the stock could be profitable. While this pick is not part of the Penny Stock Fortunes portfolio, it does show how much money you can make with small-cap stocks.

Here's How the Ordinary Investor Cashes in on Huge Profits

Please read this report very, very carefully. I'm going to show you how we've selected lucrative stocks, what experts are saying about penny stocks, the time to buy them, how much you might consider investing, how to see my strategy work "on paper" before you invest a cent and much, much more only I can tell you.

Look at the Mind-Blowing Profits These Top Small-Cap Stocks Have Handed Investors.

You Don't Have to Be Some Stock Market Genius to Clean Up. I Don't Care if You've Never Bought a Stock Before. That's the Beauty of My CXS Money-Multiplier Strategy. It Tells You What to Buy and Sell. This Makes It EASY.

If you can capture the moneymaking power of scientifically selected penny stocks, you can make a lot of money and change the way you live. You can start earning money the ways wealthy insiders do. They don't work for their riches. They pick up the phone and buy top stocks for 2010 that they know are explosively profitable. Just imagine...

You could be driving a new SUV. If you'd invested $5,000 in Dyadic Intl. Inc. (DIL:AMEX) at the right time, you could have a cool $17,857. Sit back, relax, turn on the air conditioner and enjoy your trip. And forget about monthly car payments for a while! You made a hefty down payment and have plenty left over.

Why not take that vacation or cruise you've always dreamed of? If you'd invested $1,250 in NaviSite Inc. (NAVI:NASDAQ), you'd be sitting on $4,423.70. You only live once, and the right vacation can be a mini-paradise. Have the time of your life! Do it twice a year if you like.

Put a pool in the backyard and dive in! If you'd invested $1,000 in HandHeld Entertainment Inc. (ZVUE:NASDAQ), you'd have a welcome $4,933. It will remind you of being on vacation — except you're home in a stunning pool of your own. Stay cool, have fun and invite your friends over for a cookout. You can afford it.

Stop worrying about financing your child's education. If you'd invested $3,500 in Acorda Therapeutics Inc. (ACOR:NASDAQ), you'd have an incredible $25,777. School tuition is a major expense — and well worth the investment. But now you've got a nest egg.

Go out to four-star restaurants as often as you like and order what you really want. If you invested $2,000 in International Assets Holding Corp. (IAAC:NASDAQ), you'd have a handsome $4,754.62. That should take care of the bill for quite some time! Don't sit home — get out and have fun.

How I Find Penny Stocks That Can Be Incredibly Huge Gainers: 7 Steps That Could Turn $200 Into $1 Million

It's based on simple but profound profit principles that I've seen successfully demonstrated over and over again. It's EASY: Just look at the stocks I tell you about and you'll see. I call it my lifetime achievement, I'm so proud... let's take a closer look.

Here's an example of how much money my strategy is capable of making. This is going to be an extremely hypothetical example. And although the numbers are actual numbers of real companies, it probably couldn't happen in real life. But it will show you the power of my strategy so you can appreciate it and evaluate its usefulness to you. Here's how it works:

STEP 1: $200 in Superconductor Technologies Inc. turns into $1132 — a $932 profit.

The CXS Risk Avoidance Strategy advises you to remove your original $200. Using money you've gained, you have now eliminated the risk of losing the investment you started with. From now on, everything you gain is pure profit. You're playing with house money.

STEP 2: $932 in Fuwei Films Co. quickly multiplies to $2,890.

STEP 3: $2,890 is plugged into Akeena Solar, where it becomes $6,838.

STEP 4: Idenix Pharmaceuticals, a perfect Money-Multiplier, takes your $6,838 and grows it to $13,677.

STEP 5: Finish Line Inc. turns your $13,677 into $34,587.

STEP 6: The $34,587 quickly becomes $374,588 with Mexco Energy.

STEP 7: And you will break a million when Micromet Inc. grows your $374,588 into $1,018,048.60

Imagine Turning $200 Into Over $1 Million in 7 Steps

Well, that's not going to happen unless we are both extremely lucky — but you can see the POWER of how money multiplies when you invest in one really good stock, take the profits from that investment and put it into another one, and then another one, and then another one. Economists call this the power of compounding. And because my strategy gets your investment out as you make profits, you'll be able to play the game using "house money."

My CXS Money-Multiplier Strategy looks for top stocks of 2010 with BIG potential. We have identified certain things about the best stocks — things like earnings history, price/earnings ratios, price/sales ratios (all amounting to "good company/great potential") — that give us the best possible chance to hit these BIG, BIG numbers. Let's take a look at this theoretical "fantasy" profit chain.

One Successful Profit Chain Can Make You a Millionaire

The CXS Money-Multiplier Strategy combines the power of the world's oldest, best-kept moneymaking secret and the most profitable section of the stock market to build your fortune.

Finally, a Chance for the Ordinary Investor to GET RICH

That's the idea behind the profit chain, and it's just one of the many secrets we use to make the CXS Money-Multiplier Strategy the best moneymaking strategy ever created for the ordinary person. As you will now see, the CXS Money-Multiplier Strategy combines this miraculous power of multiple compounding with a scientific selection process that IMPROVES AND IMPROVES your chances for the really big money.

Hedging Your Bets: Take Cash Out as Often as You Want!

Remember, at any time, you can remove more of your cash that you've earned if you want to "play it safe." Best of all, the gains are based on ACTUAL performances of ACTUAL companies. And the profit you see in this report is for demonstration purposes only, so you can see exactly what I'm talking about. They are based on a hypothetical trading pattern with precise timing for the same kinds of stocks the CXS Strategy targets. Who else can say the same? No one I know. It's no secret, you could make even more!

I Know What You're Thinking! How Do You Find Stocks That Go Up Like This?Answer: You Don't — That's My Job With My Super CXS Rating Strategy!

When you join us, you become a member of our inner circle and you'll discover exactly what we're recommending and why. There's NO work in this strategy for you.

I Studied Past Successes — Like Merck, Where $1,000 Grew to $53,330 — and I Discovered Hidden Signs of Their Rise!

It's no miracle that certain companies made investors fortunes. I am convinced that you can see tiny, early telltale signs of their future success.

Breakthrough Products, Soaring Sales and Growing Profits

Penny Stocks Have the Potential to Pile Up Profits MUCH Faster Than the Dusty Blue Chips. They're Relatively Small Companies, Poised to Hit the Jackpot With Breakthrough Products That Often Multiply Sales By Up to 4,500%. Examples:

AutoImmune Inc. (AIMM:Pink Sheets), sales rose 4,533%!

Sirius Satellite Radio (SIRI:NASDAQ), sales rose 3,457%!

Metal Storm Ltd. (MTSX:NASDAQ), sales rose 2,894%!

NetWolves Corp. (WOLV:OTCBB), sales rose 2,688%!

Aerogen Inc. (AEGN:OTCBB), sales rose 2,294%!

APA Optics Inc.(APAT:NASDAQ), sales rose 2,062%!

Avigen Inc. (AVGN:NASDAQ), sales rose 887.5%!

After my computer screens out all but the top 2%, I personally pore over the remaining companies and analyze mountains of information. These are the essential factors I use to determine profitability:

1. Top-Line Growth: Many great, undiscovered penny stocks probably won't be making steady profits yet, but they should still be growing revenues like wildfire. Ideally, better margins and profits should follow as the business strengthens.

The more a company grows its revenue, the closer I watch it. And when it comes to top stocks to buy that trade for less than $4 and $5 a share, it's not totally uncommon to see 25%, 35% or even 50% revenue growth over the course of a year.

2. Profit Fortress: It's always a good idea to find unique companies that posses some type of "unfair advantage" over the competition. Any business that churns out an ordinary product will eventually lose out to a company that can do it better, faster and cheaper. The most successful companies operate businesses that may have some type of government protection or products and services that aren't easily duplicated.

3. Black Cloud Factor: Sometimes, one or two problems that are weighing down a company's stock can help you scoop up shares cheaply. Other times, it's uncertainty about the outcome of a lawsuit or regulatory issue that weighs the share price down. However, if the company's underlying business is solid, the share price should go up once Wall Street's uncertainty is resolved.

4. Profit Catapult: A profit catapult is a future event that will drive a company's growth. Everyone hears about future prospects for many of the blue chip companies, but many times, investors ignore potential good news for penny stocks.

A profit catapult for a small biotechnology company could be an action date by the FDA to approve a new drug. An approval of a company's first drug is a major step on its way to becoming profitable — and its first step toward making shareholders big profits.

5. Business Shock Factor: The business shock is simply how revolutionary a company's product or service could be. The great businesses of our time will possess "disruptive technologies" that could potentially change the marketplace as we know it.

This new technology will be patented or very difficult for other businesses to duplicate, giving our technologically advanced penny stock yet another unfair advantage.

That's exactly how I select the best candidates for your portfolio. Here's the best part: You don't have to do anything. The CXS Money-Multiplier Strategy gives a score to each of these categories and then adds them together. 10 is the highest rating. You simply look at the CXS rating next to the stock and you have an instant snapshot of the company. You can tell what your odds are of making a fast profit. It's that simple.

You'll Have a Chance to DOUBLE YOUR MONEY in Six MONTHS or You Don't Pay a Single Cent! Am I Crazy? Here's My Offer...

I Make You This Stunning Offer to PROVE to You the Deep Confidence I Have in My CXS Money-Multiplier Strategy to Give You a Chance to Make Money. You Have to Be Thrilled. My Reputation (and Money) Are on the Line!

Please don't miss out on this offer because you mistakenly lump me in with the others. You open your mailbox every day and offers to sell you something literally fall out. You received this special report from me. So what makes this different from all the others?

I'm Going to Give You Your Money Back if You're Not Thrilled

Simply this: I'm letting you try out my guidance in the penny stock market with no risk. It's no risk because if I don't deliver a pick that doubles your money in six months, you get every subscription cent back!

And you can keep your FREE REPORTS. You'll kick yourself if you miss this opportunity! Join us by clicking on the "Subscribe Now!" button on the following page or by calling 1-888-309-1882 right NOW!

One Dollar Turns Into $5,104 When Invested in Small Stocks! Scores of Experts Reveal That Small Stocks Can Be the Most Profitable

Tired of Tiny Gains? Sick of Losses? Had Enough With the Stock Market? Fed up With So-So Performance? Every Dollar Invested in Smaller Companies Turned Into $5,104 — Beating the Higher-Priced Stocks

Some call them the greatest secret on Wall Street. Scientifically chosen small stocks can return enormous profits. And best of all, you don't have to invest a lot to get started. Let's say that you're buying a $1 stock. For $500, you (obviously) purchase 500 shares. So every point it goes up, you're making $500. The same $500 buys only a few shares of a giant blue chip. Listen to what the pros say...

$1 TURNS INTO $5,104

"For over 75 years, no investment has consistently produced higher long-term returns than the stocks of small companies. A dollar invested in small caps in 1926 would be worth $5,104 [70 years later], versus $1,741 invested in large caps." — Elizabeth Ungar, Ph.D., Investing in Small-Cap Stocks

BEATING THE BLUE CHIPS

"A 10-year study of the most profitable stocks on the New York Stock Exchange revealed that the most profitable stocks were the cheapest ones that traded under $5 a share. In other words, little companies. The best gains are from stocks that are cheap." — Richard Evans, Finding Winners Among Depressed and Low-Priced Stocks

STUDIES PROVE PROFITS

"The fact that low priced stocks provide the best gains year after year is a fundamental market truism that investors will see demonstrated time and time again... it is a fact that is proven beyond doubt by several Journal of Finance studies..." — Richard Evans, Finding Winners Among Depressed and Low-Priced Stocks

You Could Have Doubled Your Money in Just Weeks With These Quick Wins!

Here's one of the greatest secrets of penny stocks: the fantastic instant cash that can be made from them. They can go up so fast that they leave the blue chips in the dust. Can stocks really rise fast? Look at these actual examples.

Sirius Satellite Radio was trading for 65 cents on April 4, 2003. By June 5, it was up to $2.17. That's a 233% gain in two months and a day!

China Development Group Corp. was trading for a lowly $2.18 on Jan. 20, 2006. By Feb. 2, it had shot up to $12.15. That's a 457% increase in a matter of weeks!

I've Given My Subscribers a List of the Current Stocks I Expect to Do Incredibly Well — Come Join Us!

We're Planning on Raking in HUGE GAINS With These Red-Hot Stocks. I Say Tripling Your Money Is Very Possible!

They could blow the doors off the barn... fill up bank accounts with more cash than would fit in 10 large suitcases, with enough left over to pay off your mortgage and credit card bills. These four top stocks 2010 are so important I've written a report on them entitled Four Penny Stocks Set to Explode. And I'll e-mail it to you so you can climb aboard with the rest of us. Please request yours now. Here's a briefing on a few of them! (Keep reading and you'll learn about the other two super-stocks in this FREE report!)

One of these firms has a head start on technology that helps businesses, governments, and universities connect to the Internet. And now, the giant firms that provide Internet access to tens of millions of homes are about to jump aboard too. This is one of those companies you'll be hearing about on TV in another year or two — after the big money's already been made. You have a chance to grab that big money for yourself!

Another company in the report is a tiny health insurer that's steadily growing its revenues in a tough economy. And its five-year growth rate is more than double the industry average. In an industry dominated by big boys like Blue Cross and Humana, no one's noticing the profit stream this little dynamo is building. Get in before the crowd starts to notice, and the profit potential is amazing!

Any one of these presents a perfect opportunity for you to build your own CXS profit string starting today. And these are just some of the penny stock opportunities that you'll get more details on in your first issue of Penny Stock Fortunes. I want to send it to you right away so you won't miss out on your chance for amazingly huge winnings.

Get Your SPECIAL ONLINE BONUS Now! Click the "Subscribe Now" button below or call 1-888-309-1882!

"Some Say This Could Be the Most Effective Strategy EVER for Making Hundreds of Thousands of Dollars for the Average Investor..."

We All Know the Rich Have Their Private Clubs, Secret Deals and Buddy-Buddy Friendships. But What About the Rest of Us? That's Where the CXS Money-Multiplier Strategy Comes In. Start With a Small Sum — and You Could Get Rich!

So how does the CXS Money-Multiplier Strategy really work? It's a three-step process. First, my CXS Strategy looks for stocks trading under $15 with a market cap of $100 million or greater and an average daily trading volume of at least 100,000 shares. This eliminates the overpriced stocks that have already had their run-up — leaving me with the cheap, liquid small-cap stocks.

Next, my CXS Money-Multiplier Strategy looks for companies growing their net income and sales from the last quarter. The best way to ensure you make a profit is to invest in companies that are profitable and growing. But of the 9,745 stocks on the market, only 10 or 15 meet all these requirements.

I Reject Hundreds of Stocks Before I Find the One I Love!

Once the CXS Strategy narrows the field from 9,745 to about 15, it's time to hone in on the single best stock. I apply my CXS criteria — and only the best stocks make it past me! This ensures that the companies remaining are not only making a profit, but they're actually undervalued, with room to grow.

Usually, only a handful of companies meet all the CXS requirements. And to get the absolute best company each month, I personally review all the remaining contenders. I go through annual and quarterly reports, read news clippings, call the companies and compare them with their competitors. The company that looks the best is the one that makes it into the newsletter each month.

Stop Thinking You Can't Get Rich in the Penny Stock Market. Insiders Are Making SO Much It's Disgusting!

Most average people dream about achieving financial independence in the penny stock market, but have no idea how to do it. And I don't blame them. Unless you're willing to devote years of study to it, it's very difficult. But they then go on to make the mistake of believing it's "impossible." Many give up on their dreams. Don't make that mistake. This is where we come in. We do all the hard work for you. You get the chance to profit from OUR experience of finding winners.

My CXS Money-Multiplier Strategy Can Make It EASY to Rake in Dream Gains by Following This One Simple Step...

Listen to Our Guidance! Buy and Sell on Our Recommendation. It's That Simple. You Don't Have to Figure It Out. We Do All the Work! Like Early Radar, the CXS Strategy Helps Us Spot the Stocks That Are Truly Undervalued. You'll Be First in Line to Cash In!

Sometimes I think you need a Ph.D. in math to figure out what these financial publishers and analysts are talking about when it comes to investing. All this double talk is deliberate. If the stock goes up, they're the first to say, "I told you so!" And if it bombs, they're sure to say that it wasn't their "first choice." Let's stop the nonsense.

If You Can Pick up Your Phone and Say "BUY," You Can Make a Fortune With the CXS Strategy

Our CXS Strategy couldn't be easier or clearer. I promise you that a 15-year-old could follow what we say — because we're not trying to hide anything with double talk. When we are totally convinced that a stock is worth recommending, we say so without hesitation and we tell you when we think you should buy. It's that simple. That's because we've performed highly sophisticated computer analysis on it — scoring it for our three scientifically selected criteria that uncover true value.

We Analyze Stocks All the Time. We Know What to Look For!

The vast majority of people who subscribe to Penny Stock Fortunes — or any other financial newsletter — do not do this kind of stock analysis for a living. I'm guessing that this holds true for you, too. How can you be expected to analyze a stock using a sophisticated mathematical formula? That is what we do for you — and we do it unbelievably well. Now, don't get me wrong. I'm not saying the CXS Strategy is right 100% of the time. Nothing is guaranteed, and not every recommendation will come out a winner.

Eliminate Emotional Mistakes That Cost a Fortune!

What's the single worst mistake you can make in the stock market? Following your emotions, hunches and guesses. This may work for a while, but it's never sustainable — and at the first sign of a downturn, you can lose your shirt. The most successful investors in America follow a system they stick with. Why? It guides them through the rough spots like a radar guides a 747 jet through a bad storm. And it helps them identify the hottest and most profitable stocks to own right now. This is precisely what the CXS Strategy can do for you.

When I look for super-stocks, I look for two things. First, I look for companies about to break out and make you a quick profit. I also require that the stocks be fundamentally sound... and not the victim of funny accounting or rampant investor panic.

But what sorts of companies fall into this category of "breakout" superstars?

Home Depot (HD:NYSE) was once a languishing penny stock, just another retailer struggling to grab a regional foothold in the mid-1980s.

Fast-forward to 2009, and Home Depot is the second largest retailer in the United States. It has over 2,000 locations in the continental U.S. and has distinguished itself from Lowe's.

Home Depot focuses on the do-it-yourself weekend warrior, the do-it-for-me middle- and upper-class home renovators, as well as professional contractors and tradesmen.

Home Depot rose from the ashes of anonymity and is now one of the most successful companies in the country. It has exclusive contracts with tool companies, paint suppliers and decorating and remodeling franchises.

Home Depot, in the span of just over 20 years, eliminated the need for you to run all over town on your precious Saturday morning, visiting the window and door store, the hardware store, the paint store, the lumberyard... you get the idea. Its orange façade has become a beacon of simple and helpful shopping in suburban America. And it started its journey as a penny stock.

Home Depot isn't the only example of penny stocks that made good. Penny Stock Fortunes has made some exciting mega-gains for its readers.

If You Were With Us, You Could Have Bought Coeur d'Alene Mines. We POSTED 221% GAINS on This Natural Resources Empire

Penny subscribers who followed our recommendation made 221% on this quietly booming stock that almost everyone else missed! It's a classic example of how we find value when others overlook it. We examined the properties it owned, the prices of the underlying natural resources, the company's expansion potential, the growth of its cash flow — and it all came up looking like a powerful buy.

We Weren't Afraid — We Saw Real Money in This One!

The so-called experts were running for the hills! Coeur d'Alene Mines Corp. is a silver and gold mining empire with properties in the United States — in Nevada, Idaho and Alaska — and South America — in Chile, Argentina and Bolivia. The majority of its revenues comes from the sale of precious metals.

"Find other opportunities like this. Your FREE REPORT reveals all..." We'll rush yours out!

Click the "Subscribe Now!" button below or call 1-888-309-1882!

What Would an Extra $10,000 — $25,000 — $100,000 Do for You? Discover How Superstar Penny Stocks Can Make You Richer!

Go Ahead, Close Your Eyes — Picture Yourself Without Financial Concerns Because You've Harnessed the Huge Cash-Generating Power of Scientifically Selected Penny Stocks. Our CXS Strategy Is Working Full Force for You.

1) Stop Trying to Figure Out the Stock Market. Tap the Huge Money-Earning Potential With a Financial Pro Who Knows What to Do!

A rising market can be a trap. Why? It makes investing look easy. Almost everyone investing is making money and is happy. But when stocks head down, as they have in the last few years, watch out! The financial wreckage can be disturbing. I say, play it safe. Leave the computer modeling, financial ratios, cash flow statements and return on equity analysis to Greg Guenthner.

2) Start With a Small Amount of Money and Don't Take Crazy Risks Like Some People Do.

One big benefit of this kind of investing is that you can start small. You DON'T need a lot of money. The idea is to make some money and then remove the small investment you start with — and let the profits ride. This way you've taken out what you put in — and you're using profits going forward. I will NEVER recommend you take senseless risks like others do!

3) Start Building Financial Security for the Future — and Stop Worrying Like Everyone Else! Don't Miss Your Chance for What You've Always Wanted!

How many dreams have you put on "hold" because you couldn't afford something? Imagine being in the position of being able to live debt free and buy what you want. Most people fall into the "I'll never be able to afford that" trap and give up. A few carefully chosen penny stocks can change all that. Imagine putting $1,000 into a CXS Money-Multiplier selection and walking away with tens of thousands of dollars — maybe more. It's possible!

You Can Quickly Get Rich With Penny Stocks if YOU...

...Follow My Scientific Secret About This Kind of Investing. It's a Surprising, Little-Known Fact That Insiders Have Quietly Memorized Because It's So Fabulously Profitable. You Won't Hear About It Anywhere Else...

You don't buy the vast majority of penny stocks as "long-term investments." They're not. You buy them to make enormous short-term profits beginning with a very small investment. And you do this by capturing the almost predictable profit explosions — often making 2-32 times your money.

I Tell You Which Stocks to Buy and When — It's Easy. You Don't Do Any Work! I List My Top Choices in Every Issue!

You can take your profits and run — THAT'S how you can get rich. The key is getting on the right stocks to start off with. And I help you there, too. That's precisely the point of my CXS Money-Multiplier Strategy. Remember, I list my recommendations in each issue of Penny Stock Fortunes so you don't have to select these stocks yourself. Compare my record of finding these super-profitable stocks with ANYONE else in America!

The Safest Bet for Doubling Your Money: Get in on These Little-Known Powerhouses BEFORE They Go Through the Roof!

This Stock Could Have Handed You an Easy 667% Gain in Five Months When It Soared From $1.52 to $11.66

Here's a classic example of the profits in low-priced stocks. On March 14, 2003, American Airlines received a boatload of bad publicity. The press was all over it. Wall Street hated American Airlines because it was worried about the company's business and all the problems that hit airlines.

Guess what? This fallen angel was fundamentally sound. Sure, it had the same problems every other airline had — but do you really think people are going to stop flying? Nope! The time to buy this gem was in March, because by Sept. 2, 2003, it had soared to $11.66. If you put in $2,500, you'd be sitting with $19,177 — almost $20,000!

This Stock Was Once $3 a Share. It Later Hit $35!

The auto company Chrysler is another classic example of a fallen angel from years gone by. Business took a downturn and Wall Street dumped it like a ton of bricks. The stock hit $3. Those smart enough to realize it would survive made over 10 times their money. My point: fallen angels can fly again — and you can ride along.

"Six Ways I'll Help You Make the Kind of Astonishing Profits You're Reading About..."

SUPER BENEFIT #1

Using My CXS Money-Multiplier Strategy, I've Identified the Hottest Penny Stocks Selling for the Lowest Prices! You'll discover the ones I am convinced can make absolutely huge moves upward — and you won't have to wait very long!

SUPER BENEFIT #2

You Can Invest a Tiny Amount of Money — I Mean $200 or Even LESS — to Get Going! You don't have to be rich to get rich in penny stocks. You're NOT paying $74 a share, you're paying a tiny fraction of that. Remember, when a $1 stock goes up $1, you've doubled your money.

SUPER BENEFIT #3

You'll Discover Stocks You Can Put in Your Profit Chain so You Can Keep Multiplying Your Money, Fast! In every issue, I include the stocks I feel have the greatest potential of going the highest. They've passed my CXS Money-Multiplier Strategy with flying colors!

SUPER BENEFIT #4

You Can Gain Complete Confidence in My CXS Money-Multiplier Strategy Because You Can Test It on Paper First. You Won't Risk a CENT! Who else is that confident? Before you invest real money, try it out on paper and prove to yourself that it really does work! Fair enough?

SUPER BENEFIT #5

Easy-to-Read Profiles of Rapidly Growing, Cheap Penny Stocks! I give you all the facts and explain my reasoning, so you can see exactly why I deeply believe in the companies I highlight.

SUPER BENEFIT #6

You Won't Have to Go Through the Tons of Stocks Out There That Are Pure JUNK! The best penny stocks are exceptions to the rule. They have all the "big-company" qualities, except no one has recognized them yet. I'll steer you clear of the junk... sadly, that's about 98.2% of stocks!

Investors Ask Four Key Questions...

"I Don't Want to Invest Until I See That What You're Saying Really Works."

My Answer: "Fine. Select my top-rated CXS Strategy stocks and put them in a paper portfolio. Share it with your broker. Watch their progress. After you're 100% convinced, invest a small amount to get started. This makes perfect sense."

"How Much Money Do I Need to Get Started?"

My Answer: "This is a personal decision. The beauty of penny stocks is that you could literally start with $200 or less. This also limits your risk."

"What Work Do I Have to Do to Invest in Penny Stocks?"

My Answer: "None. All most folks do is decide whether they are ready to buy the CXS Money-Multiplier Strategy stocks I write about in my publication. You don't have to know how to select penny stocks. That's what I do for you."

"Is It Really Possible to Make a Lot of Money?"

My Answer: "Absolutely. Every example you've read about in this
report is an actual verified example of the real-life gains lower-priced stocks made."

It's totally new and it's extremely exciting. It's a way for you to capture the enormous earning power of the stock market — without taking crazy risks or investing large sums of money.

You Can Invest as Little as $500. One Stock Turned That Into $68,571...

My proven CXS Money-Multiplier Strategy is designed so that you can take a small sum and then use it over and over and over again to pile up gains. I always advise you to withdraw enough money so that you're playing with profits. This way, you're 100% protected against losses on the investment that got you started. Imagine being in that position. My CXS Risk Avoidance Strategy guarantees that after your first winner, you're only ever playing with house money.

When The Salt Lake Tribune reported, "There's money in penny stocks," it knew what it was talking about. Just look at Integrated BioPharma. That soared from 7 cents to $9.60 in only a few months. This is an example of a stock that went up so much, it's astonishing.

Five hundred dollars rocketed to $68,571. How many times does that have to happen to you to walk away rich? Hey, common sense tells you that someone is stashing away the cash like you can't imagine. I say, why can't that be you? Stop thinking, "It will never happen to me." It could if you joined me.

I'm NOT Asking You to Gamble in This Market — Just Buy the Scientifically Selected Stocks My CXS Money-Multiplier Strategy Uncovers. It's a Safer, NEW Way of Making Money...

For every stock I recommend to you, I've easily rejected 187 others. My strategy has specific criteria that I ruthlessly apply. If stocks make the grade, terrific. If they don't, I move on to safer grounds. When you COMBINE this conservative approach with the potential profitability of penny stocks, you have the best of both worlds. That's why I say it's the best way for the average investor to get rich.

Remember: I must deliver a 100% gain for you to have a chance to AT LEAST DOUBLE YOUR MONEY in six months — or you can call and ask for a 100% refund. You could do much, much better, too. Click the "Subscribe Now!" button below or call 1-888-309-1882 to get your three FREE BONUSES! This offer may NOT be repeated.

This may be your last chance to turn $200 into a penny stock fortune.

Early Warning: You may never again receive the report you are now reading. My publisher tells me that postage and printing prices have gone through the roof — and he's managed to hold the charter subscription cost to Penny Stock Fortunes at a special low price. I urge you to act now for two reasons. First, we may never contact you again. Second, you can lock in this low rate of less than 11 cents a day now — for an entire year. That way you won't miss a single recommendation... and your chances of making $1 million just went up considerably.

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FREE BONUS #4: ALL subscribers receive weekly updates on stocks in the Penny Stock Fortunes portfolio, sell recommendations, and in-depth analysis. Subscribers also have access to the online Penny Stock Fortunes library — where you can access ALL the reports, issues and archives of Penny Stocks Fortunes. As if that weren't enough — you'll also receive a free e-mail subscription to Penny Sleuth, which brings you an additional five days a week of small-cap commentary from myself, Breakthrough Technology Report editor Patrick Cox, and Easy Money Options editor Wayne Burritt.

FREE BONUS #5: Agora Financial Executive Series. The Executive Series consists of two daily e-letters and provides you with an insider's view of our editorial room. First, every morning, you'll receive The Rude Awakening delivered straight to your e-mail box. Each "Rude" article enlightens our readers with focused, articulate essays — each of which delves deep into some of the core story that Agora Financial is researching. Next, you'll also receive The 5 Min. Forecast every weekday at noon. Every day, The 5 Min. Forecast aims to cut through the incredible glut of "news" by providing you with a quick-and-dirty roundup of the day's most essential ideas and not-so- common knowledge — in five minutes or less. This is a paid subscriber only benefit and cannot be purchased on its own.

Die Hard Illusions

This just in...Ben Bernanke and Tim Geithner have rushed to Los Angeles. If they can revive an entire world economy...why not the 'King of Pop?'

Fans are hopeful...but here at The Daily Reckoning we take a discouraging view of these revival efforts. We admire the achievements of science and technology; as for the works of economists and central bankers, well...we'll wait to see how things turn out.

Best Stocks To Buy For 2010

Yesterday, we took up the biggest illusion of the Bubble Era. We held it up to the light...and noticed:

So deeply rooted is this illusion that it will take more than a strong wind to uproot it.

We're talking about the idea that government bureaucrats can do a better job of allocating capital than free markets. Everyone seems to believe it. They're allowing a handful of economists - who failed the critical test; not one of them noticed the market tsunami coming last autumn - to direct the flow of trillions worth of savings. They've already put at risk more than $12 trillion. Right now, they're denying the need for more 'stimulus,' but that is likely to change.

$12 trillion is a lot of money. Adjusted for inflation, it is still more than twice as much as America spent in all of WWII. But it's not just the money...it's the future of the world economy that is at stake.

In a nutshell, the meddlers believe they can borrow their way out of debt. If you say that the key problem in America is debt, they won't argue with you. But they think that they can overcome that problem by borrowing trillions more.

Many times have we argued that they will fail. We laugh at building dog walks ...bailing out businesses that have lost their way...and paying huge bonuses to Wall Street execs. But those are just the obvious flaws. Down deeper, in the dark, corroded heart of the government economist is a fatal conceit.

We know from the experience of the 20th century that Friedrich Hayek was right. He called it the "Fatal Conceit": the idea that central planners working for the government are free from sin and error. He wrote early in the century...when National Socialism and Communism were still popular.

Now we know; central economic planning doesn't work. Everywhere it was tried it was a disaster. The more the bureaucrats planned, the bigger the mess they made. But now we are supposed to believe that central financial planning will save the world from the mistakes of the bubble era. That is the grand illusion waiting to be toppled. What fun it will be to see it come down!

When the illusion does topple, though, be sure that you aren't taken down with it. Or at least be sure that you've built a solid foundation that won't be shaken to core when the walls come tumbling down. Start building your foundation today.

Now, the news from The 5 Min. Forecast:

"Americans are saving at the highest rate in 15 years," reports Ian Mathias on the beat for The 5. "According to this morning's personal income and spending report from the Commerce Department, the consumer savings rate is up to 6.9%, its best since 1993. Americans have stashed away an estimated $768 billion, an all-time high. Bravo...now if only our government would follow suit...

"'Under current law, the federal budget is on an unsustainable path,' begins the latest report from The Congressional Budget Office. The report, titled The Long Term Budget Outlook, was about as bad as you'd expect...maybe even worse. At the heart of the matter, this chart:

"The CBO (which is a government arm, mind you) predicts that, under the most likely scenario, our national debt will exceed 100% of our GDP by 2023...200% by the late 2030s.

"In formulating its projections, the CBO used two scenarios. The first, the 'extended baseline scenario,' assumes things will remain about the same over the next decade... all scheduled changes under current law will occur and all budget projections will be met. The second, its 'alternative fiscal scenario,' accounts for budget changes widely expected to occur...like preserving Bush tax cuts for the middle class, reigning in the alternative minimum tax, and failure to drastically cut Medicare costs.

"Both scenarios paint a dark picture for our fiscal future. No CBO report has ever predicted this much debt, accumulated at such a rate. And we hasten to add, the CBO is assuming - like the rest of the government - that the worst of the recession is largely behind us.

"So can we stop this runaway train? Sure, says the CBO...but it won't be easy. Even under the less severe scenario, 'an immediate and permanent reduction in spending or an immediate and permanent increase in revenues equal to 3.2% of GDP would be needed to create a sustainable fiscal path for the next three-quarters of a century.'

"If we're reading this right, that means Uncle Sam will need to cut spending or raise taxes by about $440 billion and maintain those adjustments every year for a long, long time. Under the CBO's worse, more likely scenario, it's closer to $740 billion."

Ian writes every day for The 5 Min. Forecast, an executive series e- letter that provides a quick and dirty analysis of daily economic and financial developments - in five minutes or less. It's a free service available only to subscribers to Agora Financial's paid publications, such as the Hulbert #1 Performing Stocks Investment Letter, Outstanding Investments.

And back to Bill, with more news and opinion:

In the news yesterday, the Dow rose 172 points. Oil rose a bit, after a pipeline in Nigeria was attacked. Gold was up a little too - plus $5.

All of this market action is just noise. The real plot to this story is the one we've been following here in these reckonings. The world economy is entering a depression. So far, nothing the feds have done has managed to stop it.

In Japan, analysts keep an eye on exports as a way of gauging the health of the global economy. If Japan isn't selling, other nations aren't buying. And if ships stop loading goods 'Made in Japan,' global trade is in trouble.

In the month of May, Japan's exports declined 40% year on year.

Yesterday came similar news from Europe. Industrial orders in the Eurozone dropped 35% in April, from the year before.

"Fed on hold as slump eases," reports The Wall Street Journal. What exactly is meant by 'slump eases' is unclear. As near as we can tell, the slump is getting worse.

"New home sales plunged 32.8%." Bloomberg reports that house prices in California and Las Vegas are being hit hard by a wave of foreclosed properties. Yes, dear reader, the anklebone is still connected to the leg bone.

Best Stocks For 2010

Bloomberg also reports, "jobless claims are up."

A fellow loses his job; he can't pay his mortgage. The house goes onto the market and pushes down prices. Prices in California are off 30% year-to-year, with the median house at $267,000. In Las Vegas, the median house is only $135,000 with 75% of sold properties coming from foreclosures.

The housing market is slow. But it works like other markets. It reacts...then, it over-reacts. It shoots. Then, it over-shoots. One study we saw said that housing prices were now down to "reasonable" levels. But there's no law that says they can't go to unreasonable levels. They were very unreasonable two years ago; they're likely to be very unreasonable in the other direction before this depression is over. Hold on; maybe you'll be able to get the median house in California for $199,000.

The WSJ notices that the leg bone is connected to the knee bone too, "house price falls are cutting into economy," it says.

Well, what did you expect? That's what house price declines do. People feel poorer because they are poorer. And with no source of ready cash - they spend less. Then...the whole economy weakens...etc....etc.

We've been over that enough times already. You don't want to hear it again.

And remember how we warned of a big increase in credit card defaults? When the slump began...and consumers could no longer "take out equity" from their houses...they turned to credit cards to fill the gaps in household budgets. Since then, there has been no increase in household earnings. To the contrary, household earnings have gone down. So the fellow with more credit card debt and less revenue is in a predictable jam. What does he do? He defaults.

"Credit card delinquencies at record," says one headline.

"Credit card charge offs break record," says another.

And these aren't the only kind of defaults the United States will be bracing itself for. A second wave of mortgage loan defaults is headed this way. Batten down the hatches and otherwise prepare...once it hits these shores, it will likely do much more damage than the first wave. Get information on how to protect yourself - and your portfolio - in our new special report.

Elsewhere in the news, we find GM closing plants and Ford cutting out half its suppliers.

Yes, the Fed is on hold. It dares not do anything else. Its voodoo revival program has not worked. The corpse of the real world economy is as lifeless as ever.

What will it do next? We wait to find out.

And poor Michael Jackson: RIP.

 

Scarcely a block from our office in Paris is a monetary phenomenon that has escaped the financial press. In one of the highest-cost economies in the world, you can buy a woman's shirt for 2 euros. A dress? Four euros. A man's jacket can be had for the price of a cup of coffee.

The shop is tended by Chinese merchants...apparently dodging France's employment laws by only hiring family members. The merchandise, too, dodges high rents by squatting the sidewalk, under improvised blue awnings.

How come such cheap duds in such a dear city? The latest figures show negative consumer price inflation in 14 countries. In Ireland prices are collapsing at a 4.7% rate. In the United States, they are falling at 1.3% annually - their biggest drop in 59 years. In Britain, consumer price inflation is still positive...but falling. But clothing on the Boulevard de la Villette seems to have been thrown out of an airplane. It is not in deflation; it is in hyper-deflation.

What could cause it? A guess: excess capacity, inspired by excesses of credit, consumption and claptrap during the Bubble Epoque. Spurred by what seemed like insatiable demand from the United States and Britain, Asians built superfluous factories...Greeks bought superfluous ships...and Americans built superfluous malls. Now, the feet are in the other shoes - the cheap ones. The action of the bubble years produces an equal and opposite reaction: excess supply bedevils the market. Unable to sell superfluous brand name clothing, the rag trade strips off the alligators and polo sticks and dumps clothes on discount racks.

Last week, we warned about the extremely destabilizing effects of hyperinflation. One day middle class men are saving money for their daughters' dowries. The next, they are putting knives between their teeth and swimming across the Rhine.

Today, we deny hyperinflation thrice before the cock crows...and then deny we denied it. First, Professor Alan Blinder in The New York Times: "the clear and present danger, both now and for the next year or two, is not inflation but deflation."

Best Stocks Market of 2010

Second, BusinessWeek elaborates:

"...the inflationary effects of the new money are being fully offset, or more than offset, by the far-reaching and long-lasting impact of household debt repayments. Whether it's voluntary frugality or under the coercion of creditors, Americans have abruptly switched from living beyond their means to saving more and working down the debts they incurred during the bubble years."

Third, as Ambrose Evans Pritchard puts it in the Telegraph: "the Fed's efforts to boost the money supply are barely keeping pace with the deflation shock. Stimulus is not gaining traction. The credit system is broken."

Professor Blinder explains why:

"In normal times, banks don't want excess reserves, which yield them no profit. So they quickly lend out any idle funds they receive. Under such conditions, Fed expansions of bank reserves lead to expansions of credit and the money supply and, if there is too much of that, to higher inflation. In abnormal times like these, however, providing frightened banks with the reserves they demand will fuel neither money nor credit growth - and is therefore not inflationary."

Reserves are what nobody wanted in the bubble years; now we live in a world of squirrels. Bankers add to their reserves; so do individuals and businesses. Americans saved an average of 7% of disposable income since the '30s. In the 2002-2007 bubble, that rate fell to zero. Now, it's back to nearly 5% and rising. Thrift is making a comeback. People are changing their own automobile oil. They are cutting their own hair and planting their own gardens.

When consumers cease consuming, producers cease producing. And shippers have nothing to ship. World trade has collapsed by more than it did at this stage of the Great Depression. And at 65% of capacity, there are more idle factories in America than at any time since they stopped making tanks and airplanes after WWII. Business earnings are falling, with no pricing power in sight. In this respect, this downturn is much more deflationary than Japan's recession of the '90s. When Japan went into a slump, the rest of the world continued to grow. Japan could continue to manufacture and export products - at a profit. Still, with so much excess capacity, producer prices in Japan fell in nine of 10 years in the '90s.

And now the denial: These commentators are right; deflation is the immediate problem. Our guess is that it will be deeper and more vexing than even they believe. The feds' money machine is broken. They can add reserves. But they can't turn the reserves into price inflation at the consumer level. Result: deflation...maybe hyper-deflation. But far from eliminating the danger of hyperinflation, falling prices practically guarantees it. In other words, it's not inflation we worry about; it's the lack of it. Unable to stimulate inflation in the usual way, the feds are forced to resort to extraordinary measures.

Only central banks with their backs against the wall - like Germany in the '20s...Argentina in the '80s...and Zimbabwe in the '00s...would dare to risk hyperinflation. But if its efforts to produce mild inflation don't work, the United States will eventually be in the same desperate position.

Plan B Pension Programs

If you've been paying any attention, you know that world we knew is unraveling. Despite the government's efforts to convince you otherwise, you know that the weight of all the bad decisions can no longer be borne.

The world is becoming a scarier place, especially in terms of your financial survival and hence your physical comfort and security.

But it doesn't have to be that way. You owe it to yourself — and to those who count on you — to guarantee a source of income, no matter what happens to the value of your assets or to your job.

As you know, we don't like dependency around these parts. We don't think anyone should rely on governments, nor the corporations that conspire with them.

If you think that maybe you shouldn't be counting on Social Security or your 401(k)...and you think that guaranteeing a your retirement income is your own responsibility...

Suppose you could collect up to $120,000 in work-free 'paychecks' every single year.

Even if you're retired. At any age. And for as long as you like.

What I'll show you is that, thanks to a few little-publicized opportunities, now you can.

What's more, you can even pass this steady stream of annual cash that I'll introduce you to... to your spouse, to your children, even to your grandchildren.

In fact, many of America's richest families count on these "plans" to do exactly that for their own loved ones. What exactly are we talking about?

This technique goes by many names. I call it the "Plan B Pension."

As I said, this strategy rarely grabs the big headlines.

Even though it's the best "little-talked-about" retirement secret I've ever come across.

I'll show you how it works over the next five minutes. I'll also reveal why right now, in the midst of the greatest market shakeout since the 1930s, this may be the best time in history for you to take a closer look at this secret.

Why? For one thing, "Plan B Pensions" have a proven track record over time.

They can easily outclass classic fixed-benefit pensions on reliability.

They can nearly double your market performance.

And "Plan B Pensions" give you many, many times more options for rebalancing your portfolio in a shifting market than you'll see in either the classic plans or more modern versions, like the 401(k) approach.

What's more, unlike those better-known approaches, with a "Plan B Pension," you'll never butt your head against age limits, withdrawal penalties or participation restrictions.

As long as you enroll, you can participate.

You don't have to work for anybody to get in.

You don't have to give away a piece of your paycheck every month either.

Once you set up your "Plan B Pension," it starts running itself.

You can start getting checks issued in your name every 12 days, on average. And getting this ball rolling can be as easy as opening a savings account.

In fact, I'll show you six different "Plan B Pension" programs you're invited to join right now. I'm not personally affiliated with any of them. But after a lot of research and analysis ― all of which I'll share with you ― these six moves are easily the best "Plan B" opportunities you'll find on the market today.

The report that details each of these six moves is yours to send for, at no charge. You can download it right after you read this or I can mail it to you. I show you how to set that up at the end of this letter.

And by the way, you don't need a lot of money to get started.

You can get into some of these "Plan B Pension" programs with as little as $10.

And once you're set up, you could be collecting as many as 38 "Plan B Pension paychecks" each year... with your first in this lifelong stream of cash windfalls arriving in as little as two weeks from today.

Like a classic fixed-benefit pension, these checks can keep coming for as long as you need them... and long after you retire. And like a 401(k), with "Plan B Pensions," you can also get "matched" gains... where the "plan" owner actually kicks in some extra cash with each payout, just to reward you for participating in the "plan."

This chart shows how "Plan B Pensions" compare...

In some of these "plans," you even get the chance to own shares in the best stock investment you've chosen at a fat discount to what others pay on the open market. That's like getting an instant gain, the day you buy shares. It's also a special "perk" reserved only for members of these "plans."

What's more...

You Can Collect "Plan B Pension" Checks as Often as Every 12 Days

Even if you just stick with the six "Plan B Pension" opportunities I'll reveal to you... over the next five minutes... that alone could start you off with checks as frequent as every 12 days.

Let me show you more of these opportunities and you could start collecting even more often... and with even greater results. I'm ready to give you my research right now.

In fact, I'll send you the details on the six "Plan B Pension" moves I just mentioned at no charge. Just as soon as you give me your permission. Details on that in just a moment.

But first, let's take an even closer look at how doing this ― using a "Plan B Pension" ― can give anyone an advantage of the much more common moves most of us are used to.

Take, for instance, the classic "defined-benefit" pension plan.

You know how these work. Or at least, you do if you've got a good memory. Because, you see, these same classic company pensions ― given out like golden parachutes to parents and grandparents ― have all but disappeared today.

In just the 10 years from 1994�2004, the total number of defined-benefit pension plans fell by half ― from 59,000 to just 28,000. Today that number is even lower, with more old-school pensions set to get wiped out over the rest of 2009.

The idea of getting a "fixed-benefit" check for life was great. But a benefit that disappears when you need it is no benefit at all! Anyone who worked years for the promise of a classic pension got rooked. And now a lot of these people face hard times ahead.

The same is true if you were "duped" into accepting the modern-day alternative, the so-called 401(k). You know these plans all too well, I'm sure.

About 30 years ago, companies came up with 401(k) plans because they seemed like a great way to slash exposure to classic pension obligations... while giving employees a chance to manage their own retirements.

Guess what happened.

Today, top economists are calling 401(k) plans a "failed experiment." And The Wall Street Journal recently reported that today's credit crunch has already wiped out over $2 trillion in these 401(k) accounts alone ― with more big slippage to come!

Over 60% of Americans depend on 401(k) plans for retirement. Many have seen them lopped in half, with little time left to make up the lost ground.

What's more, with these more common kinds of plans, you can easily get stuck putting your eggs in only one basket, if you've worked with only one employer. Or two or three, at the most, if you've put in the years at more than one job.

That's not at all the case with a "Plan B Pension."

First of all, "Plan B Pensions" can move with you the day you get started. They're yours to control and yours to draw from whenever and wherever you like. You control the size of the checks. You control how many you get. You control how fast the wealth pile grows.

With no limits based on your age, whom you work for or how many of these programs you'd like to tap at one time. There are over 1,020 of these "Plan B Pension" plans in America.

You can enroll in as many of them as you like.

All at once or switching between them until you find ones you prefer.

It's literally up to you. And I can help you choose the best possible ones to follow, starting with the six "Plan B Pension" opportunities I'm ready to name for you at the end of this letter.

You can collect "retirement paychecks" not just from one company... but from as many companies as you like... even the ones you've never worked for a single day in your life.

This is a "work-free" strategy. Except for the work you'll do to set it up ― which is only about as much effort as it takes to set up a bank account.

It's really that simple. Even though doing this now could give you astounding, life-lasting results.

Here's something else...

How "Plan B Pensions" Can Double Your Wealth

Forbes reported a study...

In other words, "Plan B Pension" helped double the size of those gains over time.

Despite the '87 market bust... the S&L banking crisis and first Bush recession... the currency crash of '97 and the dot-com bubble... Sept. 11 and the start of this most recent real estate bust...

What's more, the best of these "Plan B Pension" programs just keep on paying straight through the current credit crunch. With checks that could be landing in your accounts right now.

And unlike typical pensions or 401(k)s, "Plan B Pensions" don't quit working for you when you retire. That is, you can keep putting money in and taking it out as you like.

Growing it, tweaking it, even spending it... as you see fit.

There's no penalty for early withdrawal.

And no age or employment restriction when you get in or out.

Start now, and even with just the six special moves I've promised to show you, you can already start collecting a "Plan B Pension" payout as often as every 12 days.

Plus, with many of these "Plan B Pension" plans, you can also...

Collect an Instant "Matching" Bonus With Each Payout

One big draw on 401(k) programs is supposed to be the "matching" dollars some companies throw in when employees use the plans to set money aside.

When it works, it's a great benefit. But right now, cash-strapped companies have started slashing those "matching" benefits too. Again, a benefit you don't get... is no benefit at all.

The thing is, "Plan B Pensions" also offer your own kind of "matching." Because many of the 1,020+ "plans" you can choose from "match" your gains by as much as 10%... with each regular payout.

This can be like "free money"... piled up on top of what you're already making.

Why would any "Plan B Pension" operator want to give you a bonus out his own pocket? Simple. When you participate in these "plans," the companies that back them get lots of benefits too.

A more stable share price. Long-term shareholder loyalty. A reliable pool of capital. A blue-chip reputation and market respectability. The list could go on.

And in exchange for that loyalty and stability... especially when we're looking at unpredictable markets that could last for years to come... they're willing to pay out of their massive, tucked-away cash piles to "thank" you for staying on board.

Maybe you're thinking only a few lucky insiders or elite market players can wiggle their way onto these "Plan B Pension" payrolls. But anyone can do this. Just by taking the steps I'll show you to get on board.

It works at any age or income level. With starting amounts as little as $10. And work-free, meaning you don't have to work for or even be directly associated with any of these companies in any other way to participate.

There's zero limit on how many of these income streams you lock in at once...

Two, three... a dozen.

It's really up to you to mix and match them to your liking. And the door is open to you, once you know how to enroll. Get set up now and you could start receiving checks immediately.

(For the six opportunities I'll show you, that next payout date is Feb. 16, 2009).

The Ultimate Retirement Recovery Plan

Before you start jumping to conclusions, don't think that "Plan B Pensions" have anything to do with the risky bond investing or measly T-Bill returns.

Nor do I want you to get it into your head that we're talking about tinkering with money markets, low-paying CDs, risking options, or questionable insurance annuity strategies.

"Plan B Pensions" have nothing to do with these.

Instead, you're looking at more than 1,020 of these special "Plan B Pension" ways to directly draw income "paychecks" with the blessing of some of the biggest, most cash-rich and reliable companies in America. And over 600 of these dividend-compounding programs can also offer you the accelerated "instant matching" gains we've talked about.

Sure, not all "Plan B Pension" opportunities are right for everybody.

That's why I want to help you get started by sending you my full research on the six carefully selected "Plan B" moves that I've mentioned. You'll find all six detailed in my new report, called The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

This is just one of the three reports you'll find in the full "Plan B Retirement Library" I want to send you. The whole set is yours right now, at no charge. I'm offering it to you free.

Just tell me where you'd like it mailed... or even better, follow the simple steps at the end of this letter so you can download it immediately, minutes from right now.

The first payout you can qualify for is due to come out very soon, and you can keep on drawing more checks as quickly as every 12 days after that, on average.

All told, the moves you'll read about in the report can total up to 38 checks this year... and each year that you decide to continue with what you'll read in my report.

Based on what I'll show you, you can do this without big risks. Without losing sleep over Wall Street catastrophes. Without giving yourself over to failed government retirement programs. And without breaking any rules or stepping on anybody's toes.

The companies who want to pay you are just as eager for you to do this as you are to try it. And everything you need to decide for yourself, you'll find in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

I'll show you how to send for it in just a moment.

But first...

The Lifelong Income Secret That Couldn't Have Come at a Better Time

If you still think the "old school" plans will still deliver on their promises, just take another look at the wasted landscape of today's American financial scene...

The financial statements you don't want to open... the pile of backed-up credit card bills... wrecked housing values and disappearing jobs... impossible healthcare...

Even before the latest financial crisis, millions of Americans didn't even have a "Plan A" for retirement... let alone a "Plan B." The retirement savings of a typical Boomer, for instance, totals just $38,000.

Across America, thousands of old school pensions have gone belly up. And the Pension Benefit Guaranty Corp ― the government agency that insures those retirements ― has already slipped over $14 billion in the red. And this was before the stock market plunged!

401(k) plans, of course, aren't insured at all. With more than $2 trillion in those retirement accounts already gone, it's not looking good. That money could simply be erased forever.

Meanwhile, D.C. bureaucrats continue to blow hundreds of billions more on one ill-planned bailout after another... while decimating the future spending power of every nickel you set aside.

Ten years from today, every $100k you have saved could only get you as little as $35,859 buys today... and in twice that time, it could be worth as little as $12,859 is today. Without a matching rise in Social Security payouts.

Dignified health care? Forget about it. Luxurious retirement vacations? Beach houses? Big graduation blowouts for the grandkids? Millions of Americans will be lucky if they can go to the grocery store without clutching a calculator in their hands.

Over the last 100 years, our own government has stolen more than 95.2 cents of purchasing power out of every dollar... just to fund their own waste... and that's quickly made a long healthy retirement a liability in America!

That's everything, even Social Security.

Even Boomers with money in 401(k) type plans have just $88,000 set aside... not enough to generate more than $5,000 per year once they stop working.

Could you live on $5,000 a year?

But let's assume you're one of those smart individuals who did get ready. You started early. And you put your eggs where everybody said they would do just fine.

Energy. China. Index funds.

Only to see much of those short-term gains evaporate. Along with the equity you counted on in your house. Now that's gone too. College funds? Retirement funds? Pummeled beyond recognition... if not gone completely.

My point is this...

If you want security without sacrifice... if you need the income you counted on and then some... if you were counting on living at least as well as you do now, if not better... and if you want to have a prayer of leaving something for your grandchildren...

Then you can't count on anybody else.

You need another way to win back your financial security.

And I can't think of a smarter, better way for you to do this than by tapping into the power of "Plan B Pensions." Sooner rather than later. And you can do this easily, starting with the six moves you'll find in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

Once you've had a chance to look that over, dig into the rest of the three free reports I want to send you in my new "Plan B Retirement Library."

This entire set is also yours at no charge. And I'd love to get it into your hands, as quickly as possible, because I'm that eager for you to discover the rest of what you'll find inside...

The Quick Retirement "Catch-up" Strategy Everybody Is Talking About

Doing what I'll show you is easy.

In fact, it's automatic.

You just set it up and the checks start coming. One after another, with a check arriving every 12 days on average ― for up to 38 checks just in the next 12 months.

But what I find even better is the opportunity this will give you to pile up even more "future" wealth too. Especially once you factor in the combined growth and instant "matching" gains we've already talked about.

As you can see, a regular interest-paying account can take $10,000 and more than double it. But it would take close to 30 years. Too long for even someone who starts early.

You'd get a slightly better result if you put that same $10,000 in an account that compounds the interest. After the same period, you'd have over four times your money ― $10,000 growing into $41,161.

But let's suppose you were to take a "Plan B Pension" approach.

All other things being equal ― but with the steadily growing payouts we talked about ― the "Plan B Pension" strategy could turn that $10,000 into more than $5.4 million.

I don't have to tell you that smashes the results on the more boring moves. But in case you don't feel like doing the math... that's a showing of more than 132 times better!

How Does Turning $10,000 Into $5.4 Million Sound?

What happens as the base size of your wealth grows, inside of the "Plan B Pension?" Naturally, the already large income stream ― that is, each individual cash payout ― gets larger too.

It's like packing 35 years of retirement planning... into just a few years.

I lay it all out for you in the "Plan B Retirement Library" I'll send. But before I show you how to download this library of three reports, let me just run through what we're looking at so far...

"Plan B Pensions" let you "catch up" quickly, even after years of no savings
They're perfectly legal, even encouraged by America's best companies
There's no limit on how many of these income streams you're entitled to
You get to decide exactly how big you want your regular "paychecks" to be
You even decide how often and how many of these checks you'll receive
This "plan" pays you cash right now ― without touching your principal
Even in a falling market, you can use this to fill your bank account
There are no brokers or managers to go through (and no commissions)
You do this without options, insurance annuities, or low-paying money markets
You'll use, instead, a strategy preferred by countless millionaires
You can get unique "instant matching" gains with each payout
With this, your cash payouts grow over time, even if you don't put in another dime
On top of the income, it's also one of the smartest ways to grow long-term wealth
It's completely automatic ― you just set it up once and it runs itself, cranking out your checks
Market experts agree: "Plan B Pensions" are among the safest moves ever devised
Done right, you can even collect all or part of your payouts "tax-free" ― and I explain how in your free special reports.
As I said, there are over 1,020 of these special "plans" offered nationwide.

And more than 600 of them can offer you the sped-up "matching" gains I mentioned.

The sky's the limit on how many of these you lock into. Start collecting as many of these checks, in amounts only you help control, at any age and for as long as you like.

Without raising a single eyebrow, even though this can be...

Like Sneaking Your Own Fulltime Salary From the Payrolls of America's Safest Companies

Wal-Mart, Procter & Gamble, and Johnson & Johnson… Chevron, Microsoft, and ExxonMobil… these are just a few of the well-known companies sending out "Plan B Pension" checks to individual members of their plans.

However, there are many more I can show you. Some you'll know. Others will sound new to you. But I don't pick and choose the opportunities I'll tell you about based on a popularity contest.

Rather, I use my own proprietary seven-point analysis system to find these moves.

In fact, I'm watching several that I'm ready to share with you right now.

And I'll happily share more with you as they come along.

In each case, thanks to my proprietary seven-point analysis system, I'm able to target moves that can give off steady streams of income. And quickly. In fact, these checks can start arriving in just a few days from right now ― if you act quickly ― starting with the next "Plan B Pension" payout date, Feb. 16, 2009.

To collect, you don't have to be an employee of any of these companies.

You don't have to be an insider or sit on the company board.

You don't need to qualify according to age or employment status.

You only need to follow the simple steps ― including filling out a simple form ― which I explain to you in full in your free "Plan B Retirement Library" set of reports.

But I know what you're wondering.

Why these companies... and why now?

The Best Time for This Alternate Income Strategy in Two Decades

Before I start showing you these "Plan B" opportunities in detail, let's just pause for a second so I can put something critical into perspective ― today's gloomy financial headlines.

There's no hiding the facts...

Everything from commodities to health care has taken a beating. As I write this, the Dow is down approximately 40%. Some with just months to go before retirement have seen their market savings slashed by half or worse.

Meanwhile, we're talking over $4 trillion in U.S. home equity evaporated since 2006. And a lot more downside to go over the rest of 2009 and possibly into 2010.

Yet this same horrible market offers you and me the best investment window in nearly 20 years for the kind of "Plan B Pension" strategy. How so?

See, while most publicly-traded companies constantly hunger for new shareholders ― especially in today's massive sell-off environment ― not all companies go about getting them in the same way.

Some count only on hype, headlines, and PR. Others drum up support with "buzz" on the trading floor. But there's another class of company that takes a different approach.

Instead of hopping on the stock-market treadmill, churning through wave after wave of new investors, these smarter companies look for "owner" shareholders... individuals who believe in the company and look like they'll stick around for the long haul.

And what kinds of companies are these?

Cash-rich. Well-established. Well-positioned. Safe and fundamentally solid. In the right industries at the right time. With a long history of doing good business, doling out cash as steady dividends, taking care of customers, and looking out for their shareholders.

Now, I know what you're thinking. Bonds and many funds pay income too. And that's true. Even if bonds typically only pay twice a year. And those funds, once a year.

And lots of companies pay dividends, some very high dividends. That's true too.

In fact, maybe you're familiar with the study from Ned Davis Research showing how, from 1972 to 2006, dividend paying companies in general did two and a half times better than companies that paid no income to shareholders.

But high dividends and even some medium dividend payers can also come with hidden levels of risk. What's more, many of them don't offer the added income growth and compounding advantages of the "Plan B Pension" plans I'm telling you about today.

It's this special combination of income growth and compounding ― a step beyond just collecting hot stocks, bond, or fund income ― that famous Wharton Professor Dr. Jeremy Siegel credits with producing a whopping 97% of all the real money made on the S&P 500.

Do most market amateurs know this? They do not.

Of course, when it comes to finding the best of these "Plan B Pension" paying companies, lots of market amateurs ― and a few of the so-called pros ― have no idea where to look.

On your own, separating the best from the worst can be work.

That's why I've developed my own carefully crafted approach...

How You Could Lock in Lifetime Income, Using My Strategic Seven-Point Filtering System

Obviously not all income-paying plans get cut from the same cloth. Not all fit the "Plan B Pension" model either. That's why I've crafted what I consider the most bulletproof filtering system for finding reliable, consistent streams of market income...

Filter #1: The Largest Income Yield That Still Makes Sense ― Really high yields can signal far too much risk. Still, you can find some fat yields right now... paid out by some of the most fundamentally solid stocks on or off Wall Street. I don't stop looking once I find higher yields, but I certainly start there.

Filter #2: Bigger and Bigger Income Streams Over Time ― What's even better than regular "Plan B Pension" payouts? Payouts that get bigger and bigger over time. Not only because they speed up your wealth accumulation, but also because they're an excellent sign of a well-managed "Plan B" opportunity.

Filter #3: Cash Payouts Like Clockwork ― Checks that don't come aren't worth the paper they're not printed on. I stick with the "Plan B" opportunities that have a long history of paying out and paying on time. And I steer clear of those who don't.

Filter #4: Businesses Your Mother Could Love ― Short-sighted market players may have forgotten what makes for a trustworthy top stocks, but it's just as basic as ever ― lots of cash, very little or no debt, a steady flow of business, and low expense ratios. I don't touch anything that can't pass those benchmarks. And you shouldn't either.

Filter #5: The Right Industry For the Right Time ― Let's face it.The best stock investment  work for the long term, and work hard. Others work best in some kinds of markets, and a little less than others. I don't try to time markets. But if something looks extra ripe for solid growth and can pay us cash payouts, I see no reason to hold back.

Filter #6: Payouts as Big as They're Supposed to Be ― Some kinds of "Plan B" companies will have a lot of cash to fork over to you. Others, on a percentage basis, should fork over less. It depends on the businesses they're in. If they're paying more or less than they should, that's a red flag you have to know to watch for.

Filter #7: The Absolute Best Share Price ― Even companies that can put steady cash in your pocket have a fair price. I don't recommend paying a nickel more when you don't have to.

It's no coincidence the most successful and well-known market mega-players in history favor these kinds of companies, in good markets and bad.

It's also no coincidence that right now, these companies are exactly the ones offering the biggest rewards to both new and loyal shareholders... with some of the biggest "Plan B Pension" payouts in 17 years... simply because, especially in this market, these income-payers are eager to attract the "best" kinds of shareholders possible.

It's really that simple. And I can start showing you how to find these companies right now, as soon as you're ready. With a brand new service I've just created, called the Lifetime Income Report.

This new service uses my special seven-point filtering strategy to find you the best income streams possible ― including the "Plan B Pension" payouts we've talked about.

I'd like you to be one of the first to give Lifetime Income Report a try.

To help encourage you, not only will I rush you the free "Plan B Retirement Library"... I'll guarantee your satisfaction 100%... in not just one, but three very specific ways.

"Plan B Pension" Guaranteed Opportunity #1:"Current Cash" You Can Start Spending Right Now

What's the worst part about planning for tomorrow?

Having nothing left to spend right now.

The first thing I'll start showing you in my new Lifetime Income Report service is that it's possible for you to build future wealth... and still have right-now cash... at the same time.

No more punishing early-withdrawal fees. No nasty memos from 401(k) administrators. And you don't need to wait until you're 65 to get paid. This is money you can spend today.

(With your first check arriving as soon as 12 days from right now.)

You Could Get Cash Payouts as Often as Every 12 Days

The following list shows scheduled cash payout dates, based on past results, for the six "Plan B Pension" programs I've identified for you, in the "Plan B Retirement Library" I'd love to send:

In fact, as soon as you agree to try the new Lifetime Income Report research letter... and send for the free "Plan B Retirement Library" set of bonus reports... you'll find included a second report called, Income You Can Count On.

This is your instant primer to everything we'll do together, giving you a chance to piece together a whole fortress of income-driven financial security... while still tapping a stream of immediate cash income.

One of the first things I'll walk you through is what I call my "Current Cash" portfolio.

This is where I track income streams specifically designed to pay the largest possible immediate "Plan B" payouts. We'll use this portfolio to target faster growth and bigger income, right out of the gate.

This is the "right now" part of the program you'll discover just as soon as you send for your FREE "Plan B Retirement Library"... and your "100% Triple-Guaranteed" trial issues of the Lifetime Income Report.

But it gets even better...

"Plan B Pension" Guaranteed Opportunity #2: Self-Renewing Wealth, Even in Flat Markets

Have you ever noticed that some people just work too hard to get rich?

Think about it.

The wealthiest American families... the multi-millionaires and billionaires who hit the headlines... don't really work that much harder or longer than you.

Some even seem to get wealthier... doing nothing.

Except maybe letting their money make more money, all by itself.

How do they do it?

The thing is, using the secrets I'll show you in your FREE "Plan B Retirement Library" and in first issues of my new Lifetime Income Report research letter... you see how you too could also collect similar kinds of "no show" wealth.

Just like those wealth insiders.

Collect in your sleep. Collect long after you've retired. Collect from the front porch of your house on the beach... or the deck of your new sailboat or fishing cruiser.

How many times have you heard of someone who "sits on the board" of a half-dozen companies, raking in stock option riches while he trolls the golf courses and knocks back champagne at top clubs and restaurants?

The simple strategy you'll find in your FREE reports and first issues shows you the simple formula for putting together as many multiple work-free "paychecks." Allowing you, too, to pile up lots of money that works so you don't have to...

Wealth That Never Retires

I call this kind of self-growing wealth "Legacy Income"...

In each issue of your trial subscription to the new Lifetime Income Report you'll find a second "Legacy Income" portfolio, designed to help you load up on this kind of wealth that can automatically continue to grow.

And no, don't think I'm just talking about the miracle of compound interest. That's an extremely powerful tool. But this is better. And it can work for you, much faster.

Einstein may have called compound interest "the most powerful force in the Universe"... but this is likecompound interest on steroids.

And my new Lifetime Income Report will make it simple for you to learn how it works, should you choose to try this yourself.

Not just with how to collect this kind of "Legacy Income" over time... or the "Current Cash" we talked about... but also in a third way, with something I can only call "Special Income."

"Plan B Pension" Guaranteed Opportunity #3: "Special Income" Others Leave On The Table

What's "Special Income?"

It's the pile of income payouts other investors simply leave on the table.

These little-talked-about income payout opportunities don't come on a schedule. You won't read about them much in the paper either, until they're already doled out and it's too late to collect.

But when you can tap these "special income" opportunities... it can be like getting a surprise windfall... a bonus... even a check from a wealthy relative or a fat premium on the sale of a big asset, like a luxury car or investment property.

The companies that offer you this special kind of income usually get the money themselves from winning a piece of corporate litigation, making a major sale, having an especially good financial quarter, and so on... in an unexpected glut of cash.

Naturally "special income" opportunities are harder to spot.

But then, there's that old saying... "It's amazing how lucky I get when I work 16 hours a day."

In other words, to catch a fat "special income" payout, you need to stand in the right place at the right time. But if you let me do the research work for you, there's a good chance I can show you where to stand.

The third portfolio you'll find when you try my brand new Lifetime Income Report service is what I call our "Special Income Portfolio"... and it's where I'll line up "special income" opportunities on the brink of spilling cash into shareholder accounts.

That's three different kinds of potential lifetime income I can start revealing to you immediately, the moment you let me know you're ready to get started.

From the short to long term.

And only the highest quality opportunities I can find...

My Six Favorite "Plan B Pension" Income Streams Right Now

You'll find my six favorite "Plan B Pension" payout programs right now... in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life.

This free report is just one of the three reports included with your instant "Plan B Retirement Library" bonus. And it's yours at no charge whatsoever, the moment you accept my invitation.

Here's a small taste of the kinds of wealth moves you'll find inside...

A North Carolina based "Plan B Pension" plan that's increased the size of its cash payouts to members every year since 1978 ― that's 30 years straight ― and that doesn't include the instant 5% gain you could make every time you use their zero-fee plan to pick up more shares
Easily the most popular "Plan B Pension" opportunity in America, this 39-year old company has sent its members cash "paychecks" each of the 458 months in a row… and they've bumped up the amount in those checks 51 times since 1994
A "Plan B Pension" plan that's handed out cash payouts to its members steadily every year for the last 38 years straight. And backed by a business that couldn't be safer, because they dominate 75% of the massive, worldwide market for the household product they make
A "Plan B Pension" plan that the London Financial Times is calling a kind of safe haven in the latest global financial storm. This one plan has steadily doled out bigger and bigger cash payouts to members, every year since 1997

A major play on the Brazil boom, with a "Plan B Pension" plan that could give you nearly double-digit income, with the safety of a solid energy company. This could easily be a way to pick streams of steady cash you can spend as you like
A "Plan B Pension" play so popular, it has over $3.8 billion in the program and offers regular cash payouts that are already 16% larger than they were in October of last year… for a total of nearly 12% payouts on every dollar you put in the program, regularly paid to your account.

Again, all six of these are fully detailed in your free copy of The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life ― which you're welcome to download or have mailed to you, the moment you sign on.

I can't wait for you to try this for yourself.

The Simple Secret That Could Pay Your Retirement Millions

Of course, you don't need to wait until you get your free reports to see the evidence behind this approach. For instance, let's say you had used the "Plan B Pension" strategy to pick up 160 shares of Pepsi in 1980.

It would have cost you $4,000.

However, that amount would have automatically grown to over $300,000 by 2004, without you investing another penny. Not bad?

Now let's try the same with Philip Morris... starting with the same dollar amount, which would have amounted to 58 shares. By the time you'd finished, your $4,000 would have ballooned to nearly $600,000... and over 4,300 shares.

Without you putting in an extra nickel.

Here's another one. Say you put $5,000 into a company called Terra Nitrogen in 2003. That's 1,136 shares at the then-price of $4.40 per share. Today the share price has exploded to $110 per share. Pretty good. But the "Plan B Pension" income on top of that could have exploded your $5,000 into $151,026 in just five years.

Like I said, it's an almost perfect self-growing cycle.

Like a tree that waters and fertilizes itself.

Take a look at a few more...

• One of the moves I've tracked since Jan. 2005 would have grown every dollar you put in 155%. Not bad. But make that same move using a "Plan B Pension" strategy and you would have more than tripled your money, for a total net gain of 244.8%. Much better
  
  
• Another move I'm tracking has already issued enough "Plan B Pension" income checks... from 2003 until now... to cover double what it might have cost to get in... plus the shares in this one plan alone, over that same time period, also shot up another 329%. Even now, I see this as a steady income-payer for years to come
  
  
• One more of the many possible "Plan B Pensions" I've just tracked has cranked up the size of the income it pays out with every single check, steadily for the last 10 years... already, had you started getting your checks in 1998, you'd collect nearly 40% more per check right now, above what you earned when just getting started. It's like getting an automatic pay raise that you don't have to lift a finger to earn.

Over the last 80 years, regular stocks could have turned $10,000 into about $1,013,000. Fold in the kind of income that you can get with these kinds of "Plan B Pensions" and $10,000 grows to a dazzling $24,113,000.

And that includes results in all kinds of markets.

The Only Money Strategy That "Works" In Good Times or Bad

One study shows "Plan B Pension" companies can consistently double the gains other individuals get following the S&P 500 alone.

And not just in the "best" years, but over the period between 1970 and 2005... which included at least seven bear markets... a half-dozen wars and minor military skirmishes... on-again-off-again energy crises... countless rate hikes... and piles of political scandal...

In a down market, you'll see the market flock to "Plan B Pension" companies for cash. In up markets, "Plan B Pension" companies have even bigger cash piles to divvy up.

Even in a flat market, you can do well with a "Plan B Pension"... because it's the one way you can be sure that no matter what happens, you qualify to get paid.

Just looking at the last two decades, the kinds of moves you'll make with the "Plan B Pension" approach accounted for more than half of the total return on the S&P 500.

This is the best way to reward steady, cool-headed market players I know of.

 And yet...

You'd Be Stunned to Discover How Many Americans Miss Out on This Simple, Wealth-Boosting Step

This is so easy to set up, you'd be shocked to find out how many Americans don't ever discover how to put "Plan B Pensions" to work. But don't let that stop you from getting started.

Send for your free "Plan B Retirement Library" reports.

Look over your first issues of the Lifetime Income Report.

You'll see how this can work for you automatically, in a self-growing cycle of income. And likewise, how you can also use this approach to tap a stream of "right now" cash.

Your first check could arrive within days of right now ― the next payout date as I write this is Feb. 16, 2009 ― followed by as many as 38 checks, each and every year you decide to stick with this "Plan B Pension" strategy.

That's just the beginning.

Because you'll find even more of these opportunities... and others like them... as you dig into your introductory "100% Triple-Guaranteed" trial subscription to the Lifetime Income Report.

I hope you see why you need to seize this opportunity.

But just so we're clear on what you'd be giving up...

Let's Run Through All This One More Time

Everything you need will start arriving immediately.

First I'll rush you your FREE "Plan B Retirement Library," which gives you three full and detailed new research reports on how to get started immediately on collecting and building these endless streams of "Plan B Pension" income, including...

FREE "Plan B Pension" Payout Gift #1:
"Income You Can Count On"

This is your full start-up guide to "Plan B Pensions" and other key kinds of work-free income. You'll discover exactly how this strategy works, how to set up one of these lifelong income streams in as little as 10 minutes, and how doing this can give you both cash right now and cash you can set aside for the future. (Worth $49, Yours FREE w/ Your Trial Subscription.)

FREE "Plan B Pension" Payout Gift #2:
"Let Your Money Work For You: The Smart Investor's Secret Trick to Retiring With Millions" If you've ever wondered how "PWM" (People With Money) seem to get even richer while they sleep, you'll love discovering this technique. Anyone can do it, even without a fortune to start. It's automatic. And it's deceptively simple. Maybe you know a little about it already, but there's more I'm sure you don't. Find the full details in this second special new report. (Worth $49, Yours FREE w/ Your Trial Subscription.)

FREE "Plan B Pension" Payout Gift #3:
"The 10-Minute Retirement Recovery Plan: Six Easy Ways To Lock In Steady Income Checks For the Rest of Your Life"

When we first started pulling together this special invitation, I already had three of these unique "Plan B Pension" opportunities set aside for you to review. Since then, we found more... stopped the presses... and now you're getting all six of my latest, favorite new income-expanding picks. You'll want to jump on these now while you can get in at the best possible moment. Find all six steadily paying plays in this third special report. (Worth $49, Yours FREE w/ Your Trial Subscription.)

That's a total of $147 in special research reports... yours FREE.

And yours to keep, even if you cancel your trial subscription.

Download this full set of free reports immediately, and I'll also drop them in the mail for you. And of course, you'll also receive...

Your Own Private Lifetime Income Password ― I'll immediately see to it that you get your private password to our brand new, members-only Lifetime Income Report website, where you can download past issues, pick up regular updates, and track our three special income portfolios around the clock.

Members-Only "Flash Alerts" To Make Sure You Don't Miss a Thing ― As part of your subscription, you'll immediately qualify for flash e-alerts that will keep you up to date on anything that impacts the plays in our three special portfolios. This way, you won't miss a beat between issues.

My Brand New Research Service, the Lifetime Income Report ― The crown jewel of this whole invitation, of course, is the never-before-offered Lifetime Income Report... where you'll find your pick of powerful streams of "work-free" income. Every issue names my latest recommendations, reveals my full research, and shows you exactly how to proceed. Plus, I'll always tell you exactly what's happening in the portfolios, from how to pick up piles of "current cash" payouts to how to continue to build your own steady stream of "legacy income." You'll find everything you need, month after month.

And last but not least, you'll receive the legendary Daily Reckoning e-letter ― now in its 10th year ― delivered right to your inbox. You'll also get the paid members-only Executive Series, which includes The 5 Min. Forecast and The Rude Awakening, two exclusive e-letters with specific ideas on how to make more money today.

I know of no better way to have income now while still preserving your financial security... that's what you'll experience when you give the Lifetime Income Report a try.

This is the best possible thing you can do with your money.

Not just right now, but in any market.

And getting started right now couldn't be easier...

Just 27 Cents Per Day, For a Potential Lifetime of Income

With your "Plan B Retirement Library" alone... you're already getting almost $150 in free research reports... that could be worth many times more, even with your first payout check.

And with the private members-only website... plus the flash alerts... and the trial issues of the Lifetime Income Report... let's just say that my publisher usually likes to charge as much as $199 a year for this kind of thing.

And even at that price, I'd say that's an enormous value.

But here's the deal. I know this service is new. And I know you like to make your choices wisely... so here's what I've arranged: if you cover the first half of your trial subscription, I'll cover the second half.

In other words, to accept this special "early subscriber" invitation, you'll pay just $99 ― half of my publisher's preferred price ― for a full 12-month trial subscription to my brand new Lifetime Income Report research letter.

That works out to just 27 cents a day.

For research that could quickly put thousands of extra dollars in pocket... money every month... not to mention up to 38 "Plan B Pension" payout checks this year alone...plus the potential for several hundred thousand dollars added to your retirement nest down the road.

Doesn't that sound like a fair invitation?

Naturally, either way everything I mentioned above is included. And all three special reports in your "Plan B Retirement Library" are yours to keep. No matter what.

Triple-Guaranteed Satisfaction...Or All This is Yours Free!

Just in case you still have any doubts, see if this helps you decide...

This is a "lifetime" guarantee.

That is, you have the full length of your subscription to look everything over.

If the Lifetime Income Report isn't everything I've said it was, tell me and I'll send you a refund to cover your no-risk trial subscription.

You'll pay nothing and still keep everything.

Doesn't that sound fair? I hope so. Because this is one of the most airtight and generous guarantees around. I believe that much in what I'm about to send.

Of course, you can look everything over and decide for yourself.

Just let me hear from you soon, before the next payout date ― Feb. 16, 2009 ― comes and goes.

Use the button below to let me know what you want to do.

Once you've gotten started, the rest of this strategy runs on autopilot ― your checks should keep on coming as often as every 12 days (or 38 checks per year) for as long as you like.

Tuck this away as emergency money. Use it to pay down your mortgage or do something fun. Use it to snap up Wall Street bargains. Or re-invest it right back into the plan, to speed up the wealth-growing cycle that much more.

Take a dream vacation. Help a grandchild pay for college. Or help your kids buy a first home. Put it toward that getaway place at the beach... or springtime in Paris... start the business you've always wanted to start... or throw the best anniversary party your spouse ever imagined.

How you use the money is really up to you.

But I need to hear from you before we can get started.

All you have to do is click the button below to get the ball rolling.